I am being very prudent, I recently discovered a story about an artist, who has made a lot of dough in his career. Found out that there was some bad money decisions made.
The artist has to reboot his career. He has mad skills on the art making side.
Me , I am like a turtle when it comes to spending money. I don't want to be broke.
It seems that some people like to gloat , when some one has a fall from grace.
I have found having some money, is a good barrier, between me and the gloaters.
I am very, very, prudent on purpose.